Heritage Insurance have been providing classic car insurance to the passionate car enthusiast for over 50 years. Our expertise has been growing since 1965 which has allowed us to add bespoke insurance policies for every vehicular requirement. We know that our drivers love to restore classic cars to a state they were known for many years ago. As there are plenty of risks involved with restoring a classic vehicle, we have created an insurance policy that matches the needs of the driver. Our dedicated team are ready and waiting to talk you through the fine details of our policies and their entry requirements.

Laid Up vehicles are defined by the precise care and attention the owner puts into restoring their classic vehicle. We insure the driver and the potential value of the vehicle after restoration. Get a quote from us today on 0121 248 9229 or complete the contact form below.


SORN Insurance or laid up insurance is needed if you are currently in the middle of fully restoring, planning on restoring or simply keeping a vehicle off the road to protect your investment in the car. Whatever your reason for having a vehicle laid up, SORN insurance is specialist insurance that covers you for accidental damage, fire and theft. Whether you have a classic car, classic bikeclassic 4X4camper or vintage vehicle laid up in your garage for whatever reason, Heritage has you covered.


Laid up insurance is a great way to protect your vehicle whilst it’s off the road, our cover includes:

  • Covered for fire, theft and damage
  • You can always convert your laid up insurance to on the road cover for the rest of the year
  • Agreed value available provided if the vehicle is complete (and not in bits in your garage)
  • You can still have an agreed value
  • If your vehicle is SORN then this is a great way to protect your vehicle while it’s off the road and stored in your garage
  • The vehicle must be garaged (preferably at your home address)

Get a Quote

For more information on our Laid Up insurance, call us today on 0121 248 9470. You can also request a call back in the form below and our team will get back to your swiftly.

Key Protect insurance
Key Protect

If your key gets lost or stolen, Key Protect covers the cost of replacement and related expenses.

Personal accident cover
Personal Accident Cover

Cover you and your partner for up to £50,000 for bodily injury or death while driving or as a passenger.

Heritage legal cover
Heritage Legal

Get covered for any legal costs involved in claiming any Uninsured Loss Recovery, up to the value of £100,000.

Heritage road rescue cover
Road Rescue

Our road rescue cover will rescue you and your vehicle if you breakdown.